Information We Collect

Personal Information

When you use SettlUp, we may collect the following types of personal information:

• Name and email address
• Profile information you choose to provide
• Payment and transaction information
• Device information and usage data

Usage Data

We automatically collect certain information when you use our service:

• App usage patterns and preferences
• Device type, operating system, and app version
• IP address and general location information
• Crash reports and performance data

How We Use Your Information

We use your personal information to:

• Provide and improve our group payment services
• Process transactions and manage group expenses
• Send important notifications about your groups and payments
• Provide customer support and respond to your inquiries
• Ensure the security and integrity of our platform
• Comply with legal obligations

Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• With other group members for expense sharing purposes
• With service providers who help us operate our platform
• When required by law or to protect our rights
• In connection with a business transfer or acquisition

Data Security

Your Rights

You have the right to:

• Access and review your personal information
• Correct inaccurate or incomplete data
• Delete your account and associated data
• Export your data in a portable format
• Opt out of non-essential communications

Data Retention

We retain your personal information only as long as necessary to provide our services and comply with legal obligations. When you delete your account, we will remove your personal information within 30 days, except where retention is required by law.

Children's Privacy

SettlUp is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware that we have collected such information, we will take steps to delete it promptly.

Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date.

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